Here is a depressing but true story in the New York Times about a couple of filmmakers behind the film "Four Eyed Monster" who have gone broke trying to get their movie made and now distributed. "The first-time filmmakers used their $10,000 in savings to begin production and borrowed $55,000 on seven credit cards to complete the film. Susan Buice's parents have contributed $20,000 more for film festival travel and living expenses."

"In that, Ms. Buice and Mr. (Arin) Crumley appear typical of a generation of filmmakers determined to bring their visions to the screen, never mind that a staggering number of completed films don't get farther than the filmmakers' closets. In one measure of the glut, the 2005 Sundance Film Festival received more than 2,600 feature-film submissions - up nearly 30 percent from a year earlier - and selected only 120."

Mike at HDforIndies has also some good points to say about all this. I, personally, do not know what to say. It is hard to tell someone who might get sucked into major debt to follow their dreams. The only thing that ultimately that matters is that if you have something unique to say, then it should be said, however difficult.